Intelligent Governance for Real-Time Financial Transactions in Cloud-Native Environments
Abstract
Cloud-native infrastructures reshape business operations by offering elastic IT resources for real-time processing of financial transactions. Therefore, governance must bridge the seemingly contradictory objectives of regulatory compliance and agentic autonomy. The Agentic AI-Driven Governance Framework responds to these challenges, with a specific focus on real-time processing, using the analysis, design, and implement patterns of the Unifying Cybersecurity Framework. A complex adaptive system perspective captures interactions among the core components, securing overall behavior. Processing incidents has immediate repercussions for operation and reputation, and governance must therefore minimize incident impact and recovery time. Risk assessment quantifies the operational and financial impact of incidents.
Cloud-native infrastructures reshape business operations by offering elastic IT resources for real-time processing of financial transactions. Historical precedents, however, reveal that the introduction of such systems—especially those involving autonomous decision-making—poses governance challenges. Decision-making autonomy must, at a minimum, support and preferably enhance regulatory compliance objectives. Fully agentic AI-based systems, on the other hand, drive compliance and ethics to the background, further aggravating governance quality. With agentic governance, the objectives are richer and relate directly to operational risk management. Yet the very nature of agentic governance appears to undermine regulatory compliance, since compliance with rules and regulation is substituted by an accredited agentic policymaking process. Therefore, there seems to be an inherent tension between agentic governance and regulatory compliance, making the internal or external auditing of agentic systems a paramount concern.
Article Information
Journal |
International Journal of Science, Research and Technology |
|---|---|
Volume (Issue) |
Vol. 9 No. 4 (2026): International Journal of Science, Research and Technology (IJSRAT) |
DOI |
|
Pages |
1352-1365 |
Published |
August 12, 2026 |
| Copyright |
All rights reserved |
Open Access |
This work is licensed under a Creative Commons Attribution 4.0 International License. |
How to Cite |
Ganesh Pambala, Dr. Ethan Campbell (%2026). Intelligent Governance for Real-Time Financial Transactions in Cloud-Native Environments. International Journal of Science, Research and Technology , Vol. 9 No. 4 (2026): International Journal of Science, Research and Technology (IJSRAT) , pp. 1352-1365. https://doi.org/10.15662/IJSRAT.2026.0904006 |
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