Cloud-Native Financial Architectures for Scalable e-Wallets with Event-Driven Onboarding and Containerized CI/CD Optimization in Distributed Environments
Abstract
The rapid expansion of digital payments and fintech ecosystems has accelerated the demand for scalable, resilient, and secure e-wallet platforms. Traditional monolithic architectures struggle to meet the elasticity, performance, and regulatory compliance requirements of modern financial services. Cloud-native financial architectures, leveraging microservices, event-driven design, and containerized CI/CD pipelines, provide a transformative solution for scalable e-wallet deployment in distributed environments. This research explores architectural patterns that integrate event-driven onboarding workflows, real-time transaction processing, and automated DevSecOps pipelines to ensure agility, reliability, and regulatory adherence. By utilizing container orchestration platforms and distributed messaging systems, financial institutions can achieve high availability, fault tolerance, and seamless horizontal scaling. The study proposes a layered cloud-native reference architecture incorporating API gateways, identity services, fraud detection modules, and data persistence layers optimized for performance and compliance. Additionally, it examines continuous integration and continuous delivery (CI/CD) optimization through containerization and infrastructure-as-code practices to enhance deployment velocity and operational stability. Experimental evaluation demonstrates that event-driven microservices architectures significantly improve throughput, reduce onboarding latency, and strengthen distributed resilience. The findings highlight that cloud-native transformation is critical for future-ready e-wallet ecosystems operating in highly dynamic financial environments.
Article Information
Journal |
International Journal of Science, Research and Technology |
|---|---|
Volume (Issue) |
Vol. 7 No. 6 (2024): International Journal of Science, Research and Technology (IJSRAT) |
DOI |
|
Pages |
13145-13152 |
Published |
December 5, 2024 |
| Copyright |
All rights reserved |
Open Access |
This work is licensed under a Creative Commons Attribution 4.0 International License. |
How to Cite |
Dr. Markus Klems (%2024). Cloud-Native Financial Architectures for Scalable e-Wallets with Event-Driven Onboarding and Containerized CI/CD Optimization in Distributed Environments. International Journal of Science, Research and Technology , Vol. 7 No. 6 (2024): International Journal of Science, Research and Technology (IJSRAT) , pp. 13145-13152. https://doi.org/10.15662/IJSRAT.2024.0706003 |
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